Field Insurance Featured in Redfin Blog on Home Insurance vs. Home Warranties

Homeowners often ask us whether they need a home warranty, home insurance, or both. The answer: they protect your home in completely different ways.

👉 Read the full Redfin article featuring Field Insurance Agency:
https://www.redfin.com/blog/home-warranty-vs-home-insurance/

Home Insurance

Covers sudden, accidental damage to your home and belongings — things like fire, storms, theft, and liability.
Required by mortgage lenders and designed to protect you from major financial loss.

Home Warranty

Covers breakdowns from normal wear and tear — such as HVAC systems, appliances, plumbing, and electrical components.
Helps reduce unexpected repair costs when equipment simply stops working.

Why Many Homeowners Have Both

Insurance handles disasters.
Warranties handle everyday failures.

Together, they provide more complete protection and fewer financial surprises — especially for new homeowners.

If you’re unsure what coverage makes sense for your situation, our team is always happy to review your policy and help you understand your options.